Terms & Conditions
Last Updated: 29/7/2026
Welcome to the website of Philotimo Ventures. These Terms and Conditions govern your access to and use of this Website. By accessing, browsing, or using this Website, you acknowledge that you have read, understood, and agree to be legally bound by these Terms. If you do not agree to these Terms, you must not access or use this Website.
1. General Information
This Website is operated by Philotimo Ventures, an investment platform headquartered in the Grand Duchy of Luxembourg. The terms "we," "us," "our," or "the Company" refer to Philotimo Ventures, its affiliates, subsidiaries, and related entities. The term "you" refers to the user or viewer of our Website.
2. No Investment Advice / Informational Purposes Only
The content provided on this Website is for general informational and educational purposes only. Nothing on this Website constitutes, or is intended to constitute, an offer, solicitation, invitation, or recommendation to purchase or sell any securities, financial instruments, or investment products.
Furthermore, the information presented does not constitute legal, tax, regulatory, financial, accounting, or investment advice. Philotimo Ventures does not provide tailored investment advisory services through this Website. You should consult your own independent legal, tax, and financial advisors before making any investment decisions. The Company bears no liability for any financial decisions made based on the materials presented on this Website.
3. Forward-Looking Statements
Certain information contained on this Website may constitute "forward-looking statements," which can be identified by the use of terms such as "may," "will," "should," "expect," "anticipate," "project," "estimate," "intend," "continue," or "believe," or the negatives thereof or other variations thereon or comparable terminology.
Due to various risks and uncertainties, actual events, results, or actual performance may differ materially from those reflected or contemplated in such forward-looking statements. Philotimo Ventures undertakes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise. Past performance is not indicative, nor a guarantee, of future results.
4. Intellectual Property Rights
All content, design, text, graphics, logos, icons, images, audio clips, video clips, digital downloads, interfaces, data compilations, and software contained on this Website (collectively, the "Content") is the exclusive property of Philotimo Ventures, its licensors, or content suppliers, and is protected by Luxembourg and international copyright, trademark, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Website and its Content strictly for your personal, non-commercial use. You may not copy, reproduce, modify, distribute, transmit, display, perform, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from this Website without the express prior written consent of Philotimo Ventures.
5. Acceptable Use and Restrictions
When using this Website, you agree not to:
Use the Website in any way that violates any applicable local, national, or international law or regulation.
Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which, as determined by us, may harm the Company or users of the Website.
Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.
Use any robot, spider, scraper, data mining tool, or other automated means to access the Website for any purpose without our express written permission.
Introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
6. Third-Party Links
This Website may contain links to external, third-party websites or resources. These links are provided solely for your convenience. Philotimo Ventures has no control over the content, policies, or practices of such third-party websites and assumes no responsibility for them or for any loss or damage that may arise from your use of them. The inclusion of any link does not imply endorsement by the Company of the website, its operator, or the information contained therein. Accessing linked third-party websites is entirely at your own risk.
7. Disclaimer of Warranties
THIS WEBSITE AND ALL CONTENT, MATERIALS, INFORMATION, AND SERVICES PROVIDED ON IT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. PHILOTIMO VENTURES MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE WEBSITE OR THE ACCURACY, COMPLETENESS, RELIABILITY, OR TIMELINESS OF THE CONTENT.
TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, PHILOTIMO VENTURES DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND UNINTERRUPTED OR ERROR-FREE SERVICE. WE DO NOT WARRANT THAT THE WEBSITE, ITS SERVERS, OR E-MAILS SENT FROM US ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
8. Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall Philotimo Ventures, its directors, officers, employees, agents, partners, or affiliates be liable for any direct, indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to, damages for loss of profits, revenue, goodwill, data, or other intangible losses (even if the Company has been advised of the possibility of such damages), arising out of or in connection with:
Your use of or inability to use the Website;
Any errors, mistakes, or inaccuracies of content;
Any unauthorized access to or use of our secure servers and/or any personal data stored therein;
Any reliance placed by you on the completeness, accuracy, or existence of any information or materials contained on the Website.
9. Indemnification
You agree to defend, indemnify, and hold harmless Philotimo Ventures, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website, including, but not limited to, any use of the Website's content, services, and products other than as expressly authorized in these Terms.
10. Privacy and Data Protection
Your use of this Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal data in compliance with the General Data Protection Regulation (GDPR) and other applicable laws. By using the Website, you consent to the practices described in the Privacy Policy.
11. Modification of Terms
Philotimo Ventures reserves the right, at its sole discretion, to modify, alter, or update these Terms at any time without prior notice. Any changes will be effective immediately upon posting on the Website, and the "Last Updated" date at the top of these Terms will be revised accordingly. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page periodically so you are aware of any changes.
12. Severability
If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.
13. Governing Law and Jurisdiction
These Terms and any dispute or claim arising out of, or related to them, their subject matter, or their formation (in each case, including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the Grand Duchy of Luxembourg, without giving effect to any choice or conflict of law provision or rule.
Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Website shall be instituted exclusively in the competent courts of the City of Luxembourg, although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms in your country of residence or any other relevant country.
14. Contact Information
If you have any questions, concerns, or inquiries regarding these Terms and Conditions, please contact us at:
Philotimo Ventures
412F, Route d’Esch,
L-1471, Luxembourg,
Grand Duchy of Luxembourg
Email: info@philotimo.vc